Commercial Loan Officer II
POSITION DEFINITION The Commercial Loan Officer II is in charge of supplying expert lending that is commercial to current and potential bank consumers. The Commercial Loan Officer II is anticipated to accomplish their specific manufacturing and consumer calling objectives and correctly manage their assigned loan profile.
PLACE QUALIFICATIONS Bachelors’ degree preferred, plus no less than 3 – 5 years of progressively responsible Commercial Lending experience. Trustworthiness and sensitiveness are crucial. Experience competencies required consist of, but are not restricted to: ? capacity to underwrite credit needs, determine appropriate loan framework and current proposed loan needs for approval ? Prepare expert Credit Write- Ups for review by Commercial Team Lead, Credit management and Loan Committee for approval ? capacity to assess and grade credit danger, financial obligation solution ability and ratio analysis ? Good knowledge of monetary statements including stability sheets, earnings statements and declaration of cash flows ? ...